Why is The Credit Repair Experts highly regarded?

 Unlike other credit repair companies, we don’t trick the credit bureaus into changing your reports. We help our clients work to repair their credit with integrity, leveraging every legal standard available to consumers to ensure both accuracy and fairness. There are laws in place to protect your credit, and The Credit Repair Experts can help you use them. 

The student loan burden in the U.S. is currently $1.3 trillion, dispersed among 44 million borrowers. While the amount of outstanding student loan debt varies widely among those loan recipients, the average 2022 college grad will leave school with a student loan billing $37,178.00 That is a lot of debt, and if you are among those with student loan debt, it can feel like you will never be able to pay it off.

Student loan debt can certainly be a huge burden on new graduates, and it can continue to plague you for many years to come. For many recent — and not-so-recent — graduates, student loans can hinder hopes of home ownership. We can work with the loan company, and put you in a program where it no longer affects your credit score.

Identity theft in its various forms is a crime that directly affects millions of Americans and costs billions of dollars every year according to the Identity Theft Resource Center. According to the U.S. Department of Justice, identity theft is surpassing drug trafficking as the number one crime in the nation.

Victims of identity theft frequently find that thieves have used their good name to obtain credit cards or other lines of credit that they then use to make purchases, many times valuing many thousands of dollars.

When the bills for these purchases come due, it is the victim of the crime that creditors try to hold accountable and in many cases, their credit report show the first evidence that a crime has been committed. 

Recovering from identity theft is rarely an easy task. Victims reported in 2022 that after dealing with creditors, collection agencies, the credit bureaus, and Law Enforcement agencies, resolving the problems associated with identity theft took an average of 330 hours of work.

One of the more frustrating aspects of recovering from identity theft is often times the process of disputing the identity theft related items on your credit reports. The Credit Repair Experts makes this process easier by contacting these creditors and getting your credit back on track while you focus your attention on taking care of other important matters.